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Spacer Image Spacer Image May 12, 2008
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Rates Effective May 12, 2008

 

Checking Variable-Yield Accounts*

Account Type Tier Interest Rate APY Minimum Bal.****
Basic Checking Account
N/A N/A N/A N/A
Student Checking
N/A N/A N/A N/A
Interest Bearing N.O.W. Checking Account
N/A 0.05% 0.05% $750
Navigator Club N.O.W. Checking Account**
N/A 0.05% 0.05% $750
Admiral Club N.O.W. Checking Account**
N/A 0.05% 0.05% $750
Business Checking
N/A N/A N/A N/A
Business N.O.W. Account
N/A 0.05% 0.05% $1,000
Commercial Business Checking Account
$1.50 / $1000 Earnings Credit $1.50 / $1000 Earnings Credit N/A N/A
Money Market Account
$50,000 and up 0.75% 0.75% $50,000
  $25,000 - $49,999 0.49% 0.50% $25,000
  $10,000 - $24,999 0.25% 0.25% $10,000
  $1,000 - $9,999 0.25% 0.25% $1,000

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Savings Variable-Yield Accounts*

Account Type Tier Interest Rate APY Minimum Bal.****
Investment Advantage Savings Account
$50,000 and up 2.23% 2.25% $50,000
Statement Savings
$10,000 and up 0.49% 0.50% $10,000
  $1,000 - $9,999 0.25% 0.25% $1,000
  $100 - $999 0.25% 0.25% $100
Savings Passbook
$20,000 and up 0.25% 0.25% $20,000
  $1,000 - $19,999 0.10% 0.10% $1,000
  $100 - $999 0.10% 0.10% $100
Skipper Club Youth Account
$20,000 and up 0.25% 0.25% $20,000
  $1,000 - $19,999 0.10% 0.10% $1,000
  $100 - $999 0.10% 0.10% $100
Health Savings Account
N/A 3.00% 3.04% $10
Savings Club
NA 0.25% 0.25% $100

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Certificates of Deposit***

Account Type Interest Rate APY Minimum Bal.****
Advantage CD SPECIAL
1 month up to 9 months
2.47% 2.50% $10,000
7 Month SPECIAL
2.47% 2.50% $500
14 Month SPECIAL
2.72% 2.75% $500
21 Month SPECIAL
2.96% 3.00% $500
14 Day SPECIAL
1.98% 2.00% $50,000
36-60 Month (3-5 Year)
2.23% 2.25% $500
24 Month
1.98% 2.00% $500
18 Month
1.74% 1.75% $500
12 Month
1.49% 1.50% $500
6 Month
1.00% 1.00% $500
90 Day
0.75% 0.75% $500
7 Day
0.49% 0.50% $500
Jumbo CD Rate Negotiable - Please Inquire

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Retirement (IRA) Accounts***

Account Type Interest Rate APY Minimum Bal.****
1 Year Variable
1.00% 1.00% $100
1 to 5 year Fixed Yields also available as IRA CD's

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Notes
-All deposit rates subject to change
-The annual percentage yield is accurate as of the date above
-For more current yield information, call us at 800-310-6356
-Account disclosures available upon request
-Deposits are insured by the Federal Deposit Insurance Corporation

* The annual percentage yield may change after the account is opened
** Combined balances of various accounts - inquire for details
*** A penalty may be imposed for early withdrawals.
**** The minimum balance required to earn the annual percentage yield (APY) shown.

 
 
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