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Rates Effective November 6, 2009

 

Automobile & Light Truck Loans*
Loan Calculator

Rates Subject To Change
Rates quoted include automatic payment-Add .25% to rates for manual payment
.25% rate discount on purchase of Hybrid vehicles

Type of Vehicle Loan Term Rate *Annual % Rate P & I Per $1,000
2008 & 2009 New - 0% Down
36 Months 5.490% 5.825% $30.19
2008 & 2009 New - 0% Down
48 Months 5.490% 5.746% $23.25
2008 & 2009 New - 10% Down
60 Months 6.490% 6.699% $19.56
2008 & 2009 New - 10% Down
72 Months 6.490% 6.667% $16.81
2007 & 2008**
48 Months 7.250% 7.509% $24.06
2006**
36 Months 7.750% 8.090% $31.22
2005**
30 Months 8.250% 8.655% $37.00
2004**
24 Months 8.750% 9.249% $45.57
$50 processing fee may be waived with qualifying conditions such as for a promotion or Admiral/Navigator Club Member.

Note: For pre-owned vehicles older than 2004 models, add 100 Basis Points (100 Basis Points equals 1% of rate) to the Rate/APR for each year of age prior to 2004. Ex: a 2003 model year car loan would be 9.75% Rate /10.404% APR. Limit 10 year old vehicles.

* APR Based on $10,000 Loan
** NADA LOAN VALUE or 80% of Purchase Price, whichever is less

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Motorcycle Loans
Motorcycle loans are priced at 100 basis points above the Automobile Loan Rate

Rates Subject To Change

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Marine & Recreational Vehicle Loans
Includes boats, snowmobiles, ATV's, etc. - Add .75% To Rate For Used
Loan Calculator

Rates Subject To Change
Rates quoted include automatic payment-Add .25% to rates for manual payment

Type of Vehicle Loan Term Rate Annual % Rate P & I Per $1,000
New - 20% Down
36 Months 10.990% 11.337% $32.73
New - 20% Down
48 Months 11.250% 11.517% $25.97
All consumer loans have a $50 processing fee unless otherwise noted.

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