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Rates Effective May 9, 2008

 

Adjustable Rate Mortgages
Rates Subject To Change

Loan Type Maximum Term Interest Rate Annual % Rate Points P & I Per $1,000
1 Year ARM 2/6 CAPS
360 4.750% 4.669% 0 $5.22
3/1 Year ARM 2/2/6 CAPS
360 4.750% 4.689% 0 $5.22
5/1 Year ARM 2/2/5 CAPS
360 5.375% 4.940% 0 $5.60
7/1 Year ARM 5/2/5 CAPS
360 5.625% 5.155% 0 $5.76
10/1 Year ARM 5/2/5 CAPS
360 5.875% 5.471% 0 $5.92
Construction Loans
9 Months 7.000% 12.015% 1 n/a
One-Step
  Call Call    
Home Equity Line of Credit 80% LTV
 120 Months 5.000% 5.000% 0  
One-Step Construction Loans - Available on some Adjustable Rate Mortgages. Inquire for details.

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Fixed Rate Mortgages
Rates Subject To Change

Loan Type Maximum Term Interest Rate Annual % Rate Points P & I Per $1,000
10 Year Fixed LSB Special
 120 Months 5.500% 5.587% 0 $10.85
15 Year Fixed
180 Months 5.000% 5.409% 2 $7.91
15 Year Fixed
180 Months 5.250% 5.505% 1 $8.04
15 Year Fixed
180 Months 5.500% 5.561% 0 $8.18
20 Year Fixed
240 Months 5.375% 5.702% 2 $6.81
20 Year Fixed
240 Months 5.625% 5.829% 1 $6.95
20 Year Fixed
240 Months 5.875% 5.955% 0 $7.10
30 Year Fixed
360 Months 5.625% 5.871% 2 $5.76
30 Year Fixed
360 Months 5.750% 5.903% 1 $5.84
30 Year Fixed
360 Months 6.000% 6.060% 0 $6.00
NH Housing
 360 Months 5.950% 6.520% 1 $5.96
NH Housing
 360 Months 6.200% 6.802% 0 $6.12
NH Housing Cash Assistance Program
360 Months 6.800% 7.420% 0 + Grant $6.52
NH Housing
 480 Months 6.200% 6.736% 1 $5.64
NH Housing
 480 Months 6.450% 7.015% 0 $5.82
NH Housing Cash Assistance Program
480 Months 7.050% 7.630% 0 + Grant $6.25
VT Housing
 360 Months 5.950% 6.130% 2 $5.96
VT Housing
 360 Months 6.100% 6.190% 1 $6.06
VT Housing
 360 Months 6.250% 6.250% 0 $6.16
Home Improver - Fixed 80% LTV
120 Months 8.500% 8.616% $250 $12.40
Land up to 70% LTV
 120 Months 10.000% 10.120% $250 $13.22
Home Equity Loan 80% LTV
 120 Months 6.990% 6.990% $0 $11.61
All 15, 20 & 30 year fixed rate products reflect a quarter point Market Condition Fee in the APR.

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