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Rates Effective March 11, 2010

 

Adjustable Rate Mortgages
Rates Subject To Change.
The 1 Year ARM has a floor rate of 2.750%.
The 3/1 Year ARM has a floor rate of 3.500%.
All other ARM Products have a floor rate of 4.000%.

Loan Type Maximum Term Interest Rate Annual % Rate Points P & I Per $1,000
1 Year ARM 2/6 CAPS
360 2.750% 3.127% 0 $4.08
3/1 Year ARM 2/2/6 CAPS
360 3.500% 3.532% 0 $4.49
5/1 Year ARM 2/2/5 CAPS
360 4.500% 4.214% 0 $5.07
7/1 Year ARM 5/2/5 CAPS
360 5.000% 4.518% 0 $5.37
10/1 Year ARM 5/2/5 CAPS
360 5.500% 4.995% 0 $5.68
Construction Loans
9 Months 6.500% 11.497% 1 n/a
One-Step
  Call Call    
Home Equity Line of Credit 80% LTV
120 Months 4.000% 4.000% 0 n/a
One-Step Construction Loans - Available on some Adjustable Rate Mortgages. Inquire for details.

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Fixed Rate Mortgages
Today's Estimated Rates Subject To Change, Live Rate Quotes Available 9am - 4pm 10yr. Fixed LSB Special requires LSB Checking Account Relationship

Loan Type Maximum Term Interest Rate Annual % Rate Points P & I Per $1,000
10 Year Fixed LSB Special
120 Months 4.375% 4.460% 0 $10.30
15 Year Fixed
180 Months 4.125% 4.524% 2 $7.46
15 Year Fixed
180 Months 4.250% 4.497% 1 $7.52
15 Year Fixed
180 Months 4.375% 4.472% 0 $7.59
20 Year Fixed
240 Months 4.500% 4.816% 2 $6.33
20 Year Fixed
240 Months 4.625% 4.821% 1 $6.39
20 Year Fixed
240 Months 4.875% 4.952% 0 $6.53
30 Year Fixed
360 Months 4.750% 4.984% 2 $5.22
30 Year Fixed
360 Months 4.875% 5.020% 1 $5.29
30 Year Fixed
360 Months 5.000% 5.057% 0 $5.37
NH Housing
360 Months 4.375% 5.000% 1 $4.99
NH Housing
360 Months 4.625% 5.173% 0 $5.14
NH Housing Cash Assistance
360 Months 4.875% 5.437% 0 + Grant $5.29
VT Housing
360 Months 5.125% 5.175% 1 $5.44
Home Improver - Fixed 80% LTV
120 Months 8.500% 8.616% $250 $12.40
Land up to 70% LTV
120 Months 10.000% 10.120% $250 $13.22
Home Equity Loan 80% LTV
120 Months 6.990% 6.990% $0 $11.61
Energy Efficient Home Loan 80% LTV
120 Months 5.990% 5.990% $0 $11.10
All 15, 20 & 30 year fixed rate products reflect a quarter point Market Condition Fee in the APR.

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