Rates Effective 3/18/2014

Automobile & Light Truck Loans*

Loan Calculator

- Rates Subject To Change
- Rates quoted include automatic payment-Add .25% to rates for manual payment
-.25% rate discount on purchase of Hybrid vehicles

Type of Vehicle Loan Term Interest Rate *Annual % Rate P & I Per $1,000
2014 & 2013 New - 0% Down Up to 72 Months 3.990% 4.163% $15.64
2012 & 2013** 60 Months 6.490% 6.698% $19.56
2011** 48 Months 7.490% 7.748% $24.17
2010** 36 Months 7.490% 7.827% $31.10
2009** 24 Months 8.490% 8.985% $45.45

$50 processing fee may be waived with qualifying conditions such as for a promotion or Navigator Club Member.

Note: For pre-owned vehicles older than 2009 models, add 1% the Rate/APR for each year of age prior to 2009. Maximum loan term 12 Months. AFT required. Limit 10 year old vehicles. Payment per $1000 available upon request

* APR Based on $10,000 Loan
** NADA LOAN VALUE or 80% of Purchase Price, whichever is less

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Motorcycle Loans

Motorcycle loan rates are 1% higher than published auto loan rates.

- Rates Subject To Change

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Marine & Recreational Vehicle Loans

Includes boats, snowmobiles, ATV's, utility trailers, campers

Loan Calculator

- Rates Subject To Change
- Rates quoted include automatic payment-Add .25% to rates for manual payment

Type of Vehicle Loan Term Interest Rate Annual % Rate P & I Per $1,000
New - 20% Down 48 Months 9.000% 9.261% $24.89
Used - 20% Down 36 Months 10.000% 10.342% $32.27

All consumer loans have a $50 processing fee unless otherwise noted.

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Deposit Secured Loans

Please contact your local Lake Sunapee Bank Branch or call our Customer Service Center at 1-800-310-6356 for rate quotes related to specific programs.

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Small Business Loans

Loan Term Interest Rate
1-3 Year 4.25%
4-5 Year 5.25%
6-7 Year 6.25%

There is a $100 processing fee for all approved loans as well as other fees associated with specific requests. Please contact us for more information regarding other fees associated with Small Business Loans.

Small Business Lines of Credit

For rate information regarding LOCs, please contact us.

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Notes
Actual Interest Rates and APRs may vary based on credit history.

 

 

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